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| Deposit Products |
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| Current Account |
Allied Bank offers Current Account facility for individuals as well
as for institutions and commercial customers.
Free Online Transactions, DD/TT/PO for depositors maintaining
average monthly balance of Rs. 2.500(M) &
Above during the previous month.
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| Allied Business Account |
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Allied Bank offers a banking experience beyond expectations. Allied Business Account
is a non-profit current account with countless benefits and services. If you are
a businessman, trader or an individual, Allied Business Account is an ideal proposition
for you.
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Minimum Average Balance: |
Rs 10,000/- (monthly) |
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Transaction limit: |
No limit |
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Eligibility: |
All Individuals & Institutions |
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Average Monthly Balance
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Services
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Charges
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Rs. 100,000/- to less than Rs. 500,000/-
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Online/Manual Remittances
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Rs. 50/- (Flat)
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Outward Cheque Return
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Free
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Rs. 500,000/- and above
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Online/Manual Remittances
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Free
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Outward Cheque Return
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Free
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Issuance of DD/TT/PO/OBC / Expression Collection
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Free
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Additional Benefits: |
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24 hours helpline service |
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Free Internet Banking facility |
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SMS transaction alerts |
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ATM/Debit Card for cash withdrawals through any ATM and debit |
transactions
at various retail outlets |
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| PLS Saving Deposits |
| Allied Bank offers PLS Savings Account facility to its customers
with the following attractive features. |
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Attractive return up to 1.00% per annum |
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| Free Online Transaction, DD/TT/PO for depositors maintaining
average monthly balance of Rs. 2.500(M) & Above
during the previous month. |
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| Allied Basic Banking
Account |
| In order to provide basic banking facilities to low income people
in Pakistan, Allied Bank has introduced “Allied Basic Banking Account” (ABBA). |
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This account can be opened with an initial deposit of Rs 1,000/=.
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The account is a non-remunerative account with no minimum balance
requirement. |
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The account will be closed automatically if the balance remains “zero”
continuously for one year. |
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The statement of the account will be issued on yearly basis. |
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There are no service charges on the said account for a maximum 2-withdrawals
and 2-deposits during a calendar month. Additional transactions will be subject
to a service charge as per Bank’s schedule of charges for every
withdrawal/deposit.
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Unlimited free of charge withdrawals from ATM. |
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| Foreign Currency
Deposits |
| Allied Bank offers the facility for opening Current, Savings and
Term deposit Accounts. These accounts can be opened in US Dollar, Pound
Sterling, Euro, and Japanese Yen at designated branches.
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| PLS Term Deposit Account |
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Allied Bank offers the following rates in its
normal term deposit account:
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PLS Term Deposits |
1
Month |
3
Months |
6
Months |
1
Year |
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Up to Rs. 5,000,000 |
4.00% |
6.50%
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7.00% |
8.00% |
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Rs.5,000,001 to Rs.25,000,000 |
4.50% |
7.00% |
7.50% |
8.50% |
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Rs.25,000,001 to Rs50,000,000 |
5.00% |
7.50%
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8.00% |
9.00% |
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Rs50,000,001 to Rs100,000,000 |
5.50% |
8.00% |
8.50% |
9.25% |
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Rs100,000,001 to Rs.500,000,000 |
6.00%
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8.50% |
9.00% |
9.50% |
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Above 500,000,000 |
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9.25% |
9.75% |
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PLS Term Deposits |
2
Years |
3
Years |
4
Years |
5
Years |
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Up to Rs. 5,000,000 |
8.10% |
8.25%
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8.30% |
8.50% |
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Rs.5,000,001 to Rs.25,000,000 |
8.60% |
8.75% |
8.80% |
9.00% |
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Rs.25,000,001 to Rs50,000,000 |
9.10% |
9.25%
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9.30% |
9.50% |
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Rs50,000,001 to Rs100,000,000 |
9.35% |
9.50% |
9.55% |
9.75% |
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Rs100,000,001 to Rs.500,000,000 |
9.60%
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9.75% |
9.80% |
10.00% |
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Above 500,000,000 |
9.85% |
10.00% |
10.05% |
10.25% |
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| Allied Munafa Account
(AMA) |
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Allied Munafa Account is a profit bearing
checking account with the payment of profit on a
monthly basis. The estimated rate of profit is
given below: |
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| Slabs |
Rates
effective from 01.01.07 |
| Rs 0.5(M) to less than Rs 5 (M) |
5.00% |
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>Rs 5(M) to Rs 25 (M) |
6.00% |
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>Rs 25(M) to Rs. 50 (M) |
7.00% |
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>Rs 50(M) to Rs. 100 (M) |
7.50% |
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>Rs 100(M) to Rs. 250 (M) |
8.00% |
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>Rs 250(M) to Rs. 500 (M) |
8.50% |
| Rs 500(M) and above |
9.00% |
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| Salient Features: |
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The applicable profit rate would be based on slab of amounts maintained on
average monthly basis and the profit credited in the account on monthly basis. |
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Individuals, Firms, Companies, Schools, Hospitals, Charitable Organization
& Non-Govt. Organizations etc are free to open their account in this scheme |
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| Mahana Aamdani
Package(MAP) |
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Mahana Aamdani Package is a unique product with
attractive returns. It provides an opportunity
for a regular monthly income with a flexibility
of placement for 12, 24 & 36 months. |
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Minimum Amount: |
Rs 100,000/- (with multiples of Rs 10,000/-) |
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Profit: |
Payable on monthly basis |
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Projected profit rates |
Up to @ 10.30% per annum |
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Eligibility: |
All individuals & institutions |
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Period: |
1,2 and 3 years |
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| Special Benefits: |
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Profit to be credited in the depositor’s PLS saving A/C and can be withdrawn
through ATM free of charge |
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Free transfer of monthly profit to any branch of ABL all over the
Pakistan |
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| Pre-Mature Encashment: |
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| S# |
Deposit paid before Maturity
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Recovery of profit already
paid & Payment |
| 1. |
Within 6 months of opening of account |
No profit will be paid & profit already paid will be
recovered from principal |
| 2. |
After 6 months but before completion of 12 months |
60% of the profit paid will be recovered/ adjusted from the
principal amount |
| 3. |
After 12 months but before completion of 18
months |
40% of the profit paid will be recovered/ adjusted from the
principal amount |
| 4. |
After 18 months but before completion of 24
months |
30% of the profit paid will be recovered/ adjusted from the
principal amount |
| 5. |
After 24 months but before completion of 30
months |
20% of the profit paid will be recovered/ adjusted from the
principal amount |
| 6. |
After 30 months but before completion of 36
months |
10% of the profit paid will be recovered/ adjusted from the
principal amount |
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| Allied Bachat Scheme
(ABS) |
| Allied Bachat Scheme (ABS) is a PLS Term Deposit Scheme based
deposit scheme whereby you can double your investment in just 7.5 years. |
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Maturity Period: |
7.5 years |
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Minimum Deposit: |
Rs. 50,000/- with multiples of Rs. 10,000/- |
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Expected rate of Profit: |
The deposit amount will be doubled in 7.5 years |
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Eligibility: |
All individuals & institutions |
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| No.
of Years |
ABL
Projected Rates |
Repayment
amount |
| 0 |
0 |
50,000.00 |
| 1 |
7.00% |
53,500.00 |
| 1.5 |
7.50% |
55,625.00 |
| 2 |
8.00% |
58,000.00 |
| 2.5 |
8.75% |
60,937.50 |
| 3 |
10.00% |
65,000.00 |
| 3.5 |
10.25% |
67,937.50 |
| 4 |
10.50% |
71,000.00 |
| 4.5 |
10.75% |
74,187.50 |
| 5 |
11.00% |
77,500.00 |
| 5.5 |
11.25% |
80,937.50 |
| 6 |
11.50% |
84,500.00 |
| 6.5 |
11.75% |
88,187.50 |
| 7 |
12.00% |
92,000.00 |
| 7.5 |
13.33% |
100,000.00 |
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| Premature Encashment: |
| No profit shall be paid from the date of issue, if en-cashed
before completion of 6 months. In case encashment take place after 6 months,
the profit is to be paid for completed half year on the prescribed rates &
6% for the completed months as per the projected rates. |
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| ALLIED e-SAVERS ACCOUNTS
(ESA) |
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Allied e- Savers
Account is a unique savings plan where you can
earn returns as high as 7.5% with the
flexibility of 4 withdrawals a month!
So wake up to the world of modern banking and
open an account now. |
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| Slabs |
Rates
effective from 01.01.07 |
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Rs. 400,001 up to Rs. 500,000 |
7.5% p.a. |
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Rs. 300,001 up to Rs. 400,000 |
6.0% p.a. |
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Rs. 200,001 up to Rs. 300,000 |
5.0% p.a. |
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Rs.100,001 up to Rs. 200,000 |
4.5% p.a. |
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Rs. 10,000 up to Rs. 100,000 |
4.0% p.a. |
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| Additional Benefits: |
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24 hours phone banking service |
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Free Internet Banking facility |
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SMS transaction alerts |
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ATM/Debit Card for cash withdrawals through any ATM including our largest network
of ATMs across Pakistan and for debit transactions at various retail outlets |
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First free chequebook - A/c Payee only |
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| Note: |
| All profits are payable subject to Zakat & Govt. Levis
applicable from time to time. |
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